Solayer Pay opened stablecoin deposits on Solana, Ethereum, Arbitrum, BNB Chain and Base on October 22, 2026, expanding how users can fund its crypto-native Visa card and payments app. Supported stablecoins can now move directly from those networks into a spending balance without users first bridging them to another blockchain.
Key Takeaways
- Deposits are live across five networks in the iOS and Android app.
- Virtual and physical cards draw from the same funded balance.
- Card issuance still requires identity verification and regional availability.
Table of Contents
- How Solayer Pay multichain deposits work
- One balance supports cards and transfers
- Rollout follows the physical card launch
- Conclusion
How Solayer Pay multichain deposits work
Users select the network holding their funds in the app, then send supported stablecoins to their Solayer Pay balance. Solayer cited USDT on BNB Chain and USDC on Base as examples of balances that can now be deposited directly.
The practical change is in funding the account, rather than how the card is used at checkout. Holders of supported assets on these networks no longer need to bridge them elsewhere before topping up. That removes an intermediate transfer step, though the announcement does not provide a complete token-by-network support list or a deposit fee schedule.
Solayer Marketing Lead Margie Feng said the expansion is intended to let users top up from the blockchain they already use, shortening the path between holding stablecoins and spending them.
| Item | Details |
|---|---|
| Original service launch | April 2025, as the Emerald Card |
| Physical card introduction | May 2026 |
| Five-network deposit announcement | October 22, 2026; functionality announced as live |
| Reported cardholder base | More than 45,000, as stated by Solayer |
One balance supports cards and transfers
The Solayer Pay stablecoin spending card is designed for purchases at millions of Visa-enabled merchants without users manually off-ramping or converting funds at checkout. This existing payment function is separate from the newly announced expansion of deposit networks.
Once a deposit is credited, users can spend through a virtual or physical card, add the card to Apple Pay or Google Pay for contactless payments, or send funds to other users through peer-to-peer transfers. Both card formats use the same balance, with balances and transactions tracked in the app.
Rollout follows the physical card launch
Solayer Pay began in April 2025 under the Emerald Card name. Solayer said the service has since grown to more than 45,000 cardholders.
The company introduced its physical card in May 2026, adding in-store, contactless and online purchases alongside ATM withdrawals in supported regions. New users can apply through the app, but the five-network deposit expansion does not remove identity checks or regional restrictions on card issuance.
Conclusion
Solayer Pay’s expansion broadens the routes into its existing spending balance. With deposits already live, the next step for prospective cardholders is the in-app application and identity-verification process, subject to availability in their region.
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