FICO shares fell more than 13% on October 26, 2026, closing at $708.07 after a $107.24 decline from the previous close. The selloff extended a difficult year for Fair Isaac Corporation, with the stock down 58% year to date.
FICO shares extend their year-to-date decline
The closing figures capture the full trading session, rather than an intraday low or pre-market move. Fair Isaac trades on the New York Stock Exchange under the ticker FICO.
The decline came amid concerns about competition in credit scoring and decision-management software, as well as pricing arrangements for preferred lenders. However, the available information does not establish a specific pricing announcement or quantify the effect of those concerns on the session’s selling.
Credit scoring and software underpin the business
Fair Isaac operates two main businesses: Scores, which supplies credit-scoring products to lenders and consumers, and Software, which offers analytics, fraud detection and customer-engagement tools.
The company’s explanation of how lenders use FICO Scores describes their role in assessing borrowers’ credit risk and helping determine credit approvals, terms and interest rates. That lending function provides context for the company’s business, but does not establish the cause of the October 26 stock decline.
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