India bank holidays will keep branches closed in Tripura, Chandigarh, Jammu, Srinagar and Himachal Pradesh on Monday, October 26, 2026. Customers can still use digital banking services for most routine transactions.
Key Takeaways
- The closures mark Laxmi Puja, Accession Day and Maharishi Valmiki’s birthday, as applicable.
- Online banking, mobile apps and UPI remain available for routine transactions.
India bank holidays vary by location
The Reserve Bank of India lists bank holidays by location, so a closure in one part of the country does not necessarily apply nationwide. The October 26 closures are associated with different observances, depending on the location.
Customers planning an in-person visit in the affected locations will need to account for the closure of physical bank branches.
What customers can do online
Money transfers, bill payments and account management are among the services customers can use through online banking and mobile apps during bank holidays. Unified Payments Interface, or UPI, payments are also available.
Indian banks also observe holidays on the second and fourth Saturdays of each month. First, third and, where applicable, fifth Saturdays are generally working days unless the holiday calendar specifies otherwise.
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