FINANCEVELIX / Market research
ECB interest rates: deposit facility, refinancing and lending rates
The Governing Council of the European Central Bank sets three key interest rates for the euro area: the deposit facility rate, the rate on the main refinancing operations and the marginal lending facility rate. According to the ECB, its monetary policy decisions are published in a press release at 14:15 CET on the day of the monetary policy meeting.
Figures come from the central bank's own official pages; the date of the last check is shown under Source.
Current rate
Key ECB interest rates
- Deposit facility
- 2.50%
- Main refinancing operations
- 2.65%
- Marginal lending facility
- 2.90%
In effect since Sep 16, 2026
Latest decision: Oct 29, 2026 · Left unchanged
Next scheduled meeting
Dec 16 – 17, 2026
Scheduled meetings
- Dec 16 – 17, 2026
- Feb 3 – 4, 2027
- Mar 17 – 18, 2027
- Apr 28 – 29, 2027
- Jun 9 – 10, 2027
- Jul 21 – 22, 2027
- Sep 8 – 9, 2027
- Oct 27 – 28, 2027
- Dec 15 – 16, 2027
Rate history
| Date | Deposit facility | Main refinancing operations | Marginal lending facility | Change (percentage points) |
|---|---|---|---|---|
| Sep 16, 2026 | 2.50% | 2.65% | 2.90% | +0.25 |
| Jun 17, 2026 | 2.25% | 2.40% | 2.65% | +0.25 |
| Jun 11, 2025 | 2.00% | 2.15% | 2.40% | -0.25 |
| Apr 23, 2025 | 2.25% | 2.40% | 2.65% | -0.25 |
| Mar 12, 2025 | 2.50% | 2.65% | 2.90% | -0.25 |
| Feb 5, 2025 | 2.75% | 2.90% | 3.15% | -0.25 |
| Dec 18, 2024 | 3.00% | 3.15% | 3.40% | -0.25 |
| Oct 23, 2024 | 3.25% | 3.40% | 3.65% | -0.25 |
| Sep 18, 2024 | 3.50% | 3.65% | 3.90% | -0.25 |
| Jun 12, 2024 | 3.75% | 4.25% | 4.50% | — |
Dates show when each change took effect.
Source
- ecb.europa.eu/press/pr/date/2026/html/ecb.mp261029~9a493adf17.en.html · Last checked: Nov 7, 2026
- ecb.europa.eu/stats/policy_and_exchange_rates/key_ecb_interest_rates/html/index.en.html · Last checked: Nov 7, 2026
- ecb.europa.eu/press/govcdec/mopo/html/index.en.html · Last checked: Nov 7, 2026
- ecb.europa.eu/press/calendars/mgcgc/html/index.en.html · Last checked: Nov 7, 2026
Rates and dates come from each central bank's official pages and can change. For information only; not investment advice.
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