Community Bancorp earnings rise to $5.1 million in Q3

Community Bancorp earnings rose to $5.1 million, or $0.91 per share, in the third quarter of 2026, up from $4.7 million, or $0.84 per share, a year earlier. The Vermont bank holding company reported the results on October 26.

Key Takeaways

• Quarterly net interest income rose 10.89% to $11.7 million.
• Nine-month earnings increased to $14.1 million from $12.3 million a year earlier.
• Total assets declined by $56 million from year-end 2025.

Community Bancorp earnings and lending margin improve

The results covered the quarter ended September 30, 2026. Net interest income—the difference between interest earned and interest paid—was $11.7 million, a separate measure from total revenue.

Net interest margin widened to 4.11% from 3.79% in the third quarter of 2025. The provision for credit losses also increased, although the available figures did not specify its amount.

Nine-month profit rises as assets decline

For the nine months ended September 30, earnings reached $14.1 million, or $2.53 per share, compared with $12.3 million, or $2.18 per share, in the same period of 2025.

Total assets were $56 million lower than at the end of 2025, alongside decreases in cash balances and cyclical changes in deposits. Unrealized losses in the investment securities portfolio totaled $13.4 million.

Community Bancorp operates primarily through Community National Bank, serving customers in northern and central Vermont and parts of New Hampshire.

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