Swiggy insurance cover for delivery partners has been renewed with IndusInd General Insurance. The accident and health programme covered more than 2.5 million gig workers in FY26.
What Swiggy insurance cover includes
The renewed programme provides ₹1 million in accidental death cover, up to ₹200,000 for inpatient hospitalisation and up to ₹100,000 in family health coverage. Pre-existing diseases are covered from the first day without a waiting period.
Maternity benefits apply to women delivery partners and to spouses of male partners where family cover applies. In the previous policy period, spouses accounted for 75% of maternity claims.
Other benefits and programme scope
The programme offers cashless and reimbursement facilities for hospitalisation, day care procedures and outpatient treatment. It also provides up to ₹10,000 each for emergency ambulance services and outpatient treatment, as well as loss-of-pay support and child education support following accidental death or permanent total disability.
Covered partners and their families receive free round-the-clock teleconsultations with general physicians and specialists. Swiggy operates in more than 750 cities with over 760,000 delivery partners; that is a separate figure from the number of workers covered during FY26.
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